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Flood Information
Flood areas in the City of San Pablo identified by the Federal Emergency Management Agency (FEMA) as the 100-year floodplains area are mainly along San Pablo and Widcat Creeks, and along Rheem Creek at the west side of the City; 500-year floodplains extend further out from the 100-year floodplain edges. The 100-year floodplain is called the Special Flood Hazard Area (SFHA), which are high risk areas.
FEMA releases an official map of a community that delineates both the SFHA and the risk premium zones applicable to the community called the Flood Insurance Rate Maps (FIRM).
- Forms the basis for meeting floodplain management requirement;
- Determines which buildings must carry flood insurance;
- Assists in the calculation of flood insurance premium rates.
SFHA in San Pablo are labeled as "Zone A", "Zone AE" and "Zone AO". Depending on the lender's policy, coverage is required in the amount of the loan or for replacement cost.
If only a portion of your property lot falls within Zone A and the building/s or structure/s do not lie within Zone A, you may not be required to carry flood insurance. Please contact us at (510) 215-3060 or stop by City Hall - Building 3 to find out if structures located on your property fall inside or outside of the flood zone.
FEMA update the FIRM maps approximately every five years and provide copies to local government agencies, such as the City of San Pablo; their last FIRM release is in 2015.
Below are resource links and informational guides.
Flood Management:
- National Flood Insurance Program - FEMA
- FEMA Flood Mapping Center
- Flooding and Flood Risk - Floodsmart.gov
- Floods: Before / During / After, Insurance, Tools & Other Info - Ready.gov
- City of San Pablo Flood Safety Brochure
- Wildcat Creek Gauge Monitoring at Vale Road
- City of San Pablo CRS Certification Documents
Flood Protection:
- Homeowner's Guide to Retrofitting: Six ways to protect your house from flooding
- About the Flood: Elevating Your Floodprone House
- After the Flood: The First Steps
- Repairing Your Flooded Home
- Flash Flood Safety and Damage Prevention
News and Announcements:
You can see a more detailed map at City Hall, 1000 Gateway Avenue; Mon-Thur, 7:30 am to 6:00 pm.